Established: 8 years

Location: Tauranga

Contact Name: Craig Coupland

Website: www.wealthhealth.co.nz

Business mission and vision:
Help families get ahead through great advice.

“We offer financial advice to families, covering mortgages, home buying guidance, debt reduction, asset protection, and future planning through smart cash flow and investments.”

As part of a small community of Certified Financial Planners who works across multiple financial service products, i provide advice and solutions across all financial services, rather than specializing in one or two areas. The benefit of this, is rather than focusing on getting someone as much debt as possible to buy a house, I help customers to understand other areas of their finances that also need to have attention paid to, so that informed decisions can be made.
I haven’t entered into any awards. Most awards in my industry focus on one area of financial advice, such as Top Mortgage Brokers are measured on the volume of mortgages they write, Top Insurance Advisers are awarded on the volume of Insurance business they write. My belief is that its really hard to measure what I do and compare that with others in the industry. My reward is the gratitude of my clients, when I help them. Thats usually enough for me.
I worked in a bank for a long time, after a while I realized that the products and services available at that one institution, were not suitable for everybody. So becoming an independent financial adviser with access to multiple product providers, enabled me to provide a wider solution to customers, and helped to provide a great advise to all of their finances. (I don’t like using the word holistic)
Leaving a well paying bank job that provided financial security was a hard decision. I sold my home and rental property to provide the cash I needed to support my family, and also to fund getting the business off the ground. It wasn’t just about getting new clients, but a lot of energy is invested in setting up systems and processes, navigating the minefield of regulation of Financial Advisers, the unique GST issues of the business. A lot of things came at me and I was often a deer in headlights who has been pushed into a river and didn’t know how to swim! It was very stressful and took a toll on mental health, and as a consequence my relationship with my loved ones. I had to seek help to develop tools and strategies for managing this. I’m proud to say that today I feel like a much better human being as a result!
The mental health thing was the biggest challenge. Previously I felt that i was ok and normal. Its not until someone holds a mirror up to your face and lets you know that how you are feeling and dealing with things may be something to explore further. It has taken a lot of time and energy to get on top of it. Many times I wanted to throw the whole thing in, and go live in a van by the beach.
To start with, I had an attitude of just charging ahead, not letting anything stop me I’m sure with any business there are times where you’ve put a lot of work into something, and it falls through. This is the case when it comes to arranging home loans for people. You put a good 5-10 hours into a person, and it goes nowhere. It really messess with your emotions when it happens too often So many times I wanted to chuck it all in.
My wife has been the one who has been there for me, supporting me, encouraging me, rebuilding me when I was broken.
I haven’t done it all by myself, I couldn’t have done it all by myself. She should be the person nominated for an award.
Still Here, Still in business, making good coin. I’ve got plenty of Google Reviews from clients who think I do a good job, so that keeps me going
In the mortgage broker space, there are a lot of brokers in Tauranga.
I feel good when I have someone contact me, who has researched who they want to deal with and they choose me.
One of the greatest feelings in the business, is taking a first home buyer from thinking about whether they could buy a house, to having them actually buy a house. I know i’ve been a big part of their journey, and a trusted adviser to them. I’m very privileged to be a part of their success.
I have 2 contract financial advisers.
Obtaining tertiary qualifications- such as Certificate in Financial Services, as well as ongoing mentoring and educating the team through sharing war stories. Just to give insights on communication tips, different strategies to make things work for clients. Access to specialists in the industry
“Couldn’t recommend a better mortgage broker! Craig and his team were able to help us get the house of our dreams even after a long complicated process. They stuck with us and gave us great advice when needed and helped us get over the finish line! Would recommend to anyone!”

“Super helpful in getting our home loan sorted at short notice. We were able to sort it all out over Teams and email, and we felt that Craig and the team did a great job of showcasing their recommended options, without any aggressive salesmanship. Definitely recommend them for advice on home loans and advice on other products!””I worked with Craig who was always easy to talk to; break things down for me, and lay the big picture out for me. It has been a longer process that neither of us anticipated (Due to Maori Land Court) but Craig and his team stuck with it and given great results. I’m very thankful to Craig and his team. Highly recommend”

“We reached out to Craig to help us understand our current position, future opportunities and retirement planning. We wanted a plan to take us forward and ensure we are utilising our assets to the best of their ability. Craig offered a thorough understanding of our current state and provided a recommended plan coinciding with our vision. Craig’s wealth of knowledge in his field provided us options which he was able to translate to us and help us make decisions. Craig is a pleasure to work with we give him 5 stars.”

“Craig and the team at Wealth Health are amazing. Honest, trustworthy and know the industry. Helped us through the minefield of Insurance providers, underwritter jargon and did everything for us to make sure we had the right policy in place. Absolute Legends!! Like”

“Lets be honest. Most of the time setting up financial necessities such as mortgages and insurances is pretty time consuming and stressful. Craig at Wealth Health made this process easy and was thorough and professional and we even had time for a bit of humor as well! As a father of two I feel comfortable that I have great cover tailored to my individual requirements and a great mortgage rate too!”

“Craig has been fantastic at guiding us through our first investment property transaction, both at giving us suggestions on how to structure the mortgage and finances, to putting us in touch with other specialists such as accountants and lawyers. Very approachable and helpful, highly recommend.”

“We used Wealth Health to help us navigate buying our first home in NZ. Awesome service and support as well as sound financial counsel. Craig helped us understand what we needed to consider and then helped us achieve it. A true partner in financial well-being!”

“Wealth Health help me get a car loan with a better interest rate than my previous car loan that is actually with the same company. They understood that my hiccups in my credit rating score were around my breakdown of marriage and struggles that come with being a single mum. They are a very supportive and helpful team.”

“WealthHealth helped us out when we suddenly had the opportunity to buy our dream house. With a 5 day deadline, they managed to secure us a mortgage so we could actually buy that house. Their communication was great and they helped us with all aspects of securing the mortgage which we never thought was possible in such a short time frame. After securing the mortgage there was ongoing support also including sorting our insurances for our home and ourselves. Thank you, you guys rock!”

“We heard about Craig from Wealthhealth from another Client of his and friend of ours. We had applied directly through our bank of 10+ years and we’re declined. We decided to use a broker and Craig came highly recommended. Within days we had out approval and it came from our own bank!

The experience has been entirely positive and educational, as first time home buyers we we’re very green. If you need professional advice then I highly recommend Wealthhealth. Thanks Craig.”

“Working with Craig has been fantastic. Not only is he knowledgeable but communicates well and is very helpful. His flexibility is very much appreciated, fitting in with our busy lives. I strongly recommend his services. Thanks Craig”

“We recommend everyone to go to Wealth Health even if you don’t think you are ready. Craig took all the stress out of purchasing a house and we left him to deal with all of the yuck parts. We wouldn’t dream of going elsewhere in the future!!”

“Craig was awesome. He made the process of buying a property so, so easy. He has loads of knowledge and bags of personality, making a usually daunting experience, really enjoyable. Thanks again Craig!”

“Honestly, I cannot sing the praises of Wealth Health high enough. I had always thought I was pretty good with money and budgeting etc, but I could never seem to get ahead, so I arranged to meet with Craig Coupland even though I suspected there wouldn’t be much he could do to help me. Boy was I wrong! Craig looked over my entire financial situation and made recommendations for what he would do if he was in my shoes, and based on that advice, with Craig’s help I ended up changing banks altogether, getting a personal loan to pay off all my debts (and put all my eggs in one basket), and subsequently reduced my outgoings by almost $200 a pay. I would never have had the knowledge to do that on my own and I’m so grateful for Craig’s friendly professional advice which totally changed my life almost immediately. It was so easy and painless too cos Craig organised everything and all I had to do was go to the bank for ONE fifteen minute appt and sign on the dotted line. He had already done all the work for me. I was so impressed and have regularly recommended his services to everyone I know!!! Thanks again Wealth Health!! You rock!!! :)”

“Great advice, great communication all resulting in an amazing outcome for our loan application. We would definitely use WealthHealth again and recommend them to friends and family. Thanks again Craig!”

“Amazing People, amazing Service and better than amazing end results! Cannot recommend highly enough. First time using a mortgage broker and was blown away at how they take on all of the usual headaches and save you money at the same time!!”

“Always a pleasure to deal with, Craig is an outstanding advisor and his team are equally as efficient.”

“Life. Sorted! Thanks Craig you are fantastic. Really felt you put our needs first. Now I actually feel comfortable with our policies and confident we’ll be alright no matter what happens in our future.”

“The Team at wealth health are really good they do care about each and every person who walks in the door to get their advice and help I would recommend them to any one in any level 😊 Thank you every one at Wealth Health”

“Craig sorted everything for us from Kiwisaver to getting finance from the bank. Craig has made the whole process very seamless. Thank you”

There are heaps more but you get the idea!

Meeting new people, having the ability to structure my day to spend time with my wife and kids. No Traffic as I work from home!
We sponsor events for underprivileged kids so they can attend special events.
We support Womans Refuge and sponsor Tauranga Disc Golf for their upcoming Xtreme23 competition
I provide a lot of unpaid general financial guidance to people, to put them on the right track.

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